Terms and Conditions

1. Acceptance of Terms

By creating an account, accessing, or otherwise using the Service, you confirm that you have read, understood, and agree to be bound by these Terms and any referenced policies, including our Privacy Policy. If you do not agree, you must not use the Service.

2. Description of the Service

Lodecrest Capital provides AI-driven data analysis and decision-support tools intended to assist investors in evaluating and managing liquid capital. The Service is informational and analytical in nature. Nothing provided through the Service constitutes financial, investment, tax, or legal advice, and no part of the Service should be interpreted as a recommendation to buy, sell, or hold any financial instrument.

3. Eligibility

You must be of legal age in your jurisdiction and have the legal capacity to enter into a binding agreement to use the Service. By using the Service, you represent and warrant that you meet these requirements and that your use complies with all applicable laws and regulations.

4. Account Registration

Certain features of the Service may require you to register an account. You agree to provide accurate, current, and complete information and to keep this information up to date. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You must notify us promptly of any unauthorized use of your account.

5. Acceptable Use

You agree not to: (a) use the Service for any unlawful purpose; (b) attempt to gain unauthorized access to the Service, related systems, or networks; (c) reverse engineer, decompile, or otherwise attempt to extract the source code of the Service; (d) interfere with or disrupt the integrity or performance of the Service; (e) use automated means to scrape or extract data from the Service without prior written consent; or (f) misrepresent your identity or affiliation when using the Service.

6. No Financial Advice

The analysis, reports, insights, and any other output generated by the Service are provided for informational purposes only. Lodecrest Capital is not a registered investment advisor, broker-dealer, or financial institution unless explicitly stated otherwise. You are solely responsible for any investment or financial decisions you make, and you should consult a qualified professional before acting on any information obtained through the Service.

7. Intellectual Property

All content, software, trademarks, logos, and materials associated with the Service are the property of Lodecrest Capital or its licensors and are protected by applicable intellectual property laws. These Terms do not grant you any ownership rights. You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your own internal purposes, subject to these Terms.

8. User Content

If you submit, upload, or otherwise provide content or data through the Service, you retain ownership of that content, but you grant Lodecrest Capital a limited license to use, process, and store it as necessary to provide and improve the Service, in accordance with our Privacy Policy. You represent that you have all necessary rights to submit such content and that it does not infringe any third-party rights.

9. Fees and Payment

Certain features of the Service may be offered on a paid subscription or fee basis. Where applicable, pricing, billing cycles, and payment terms will be presented to you prior to purchase. Fees are generally non-refundable except where required by applicable law or explicitly stated otherwise. Lodecrest Capital reserves the right to modify pricing with reasonable advance notice.

10. Third-Party Services and Links

The Service may contain links to, or integrate with, third-party websites, data sources, or services that are not owned or controlled by Lodecrest Capital. We are not responsible for the content, accuracy, or practices of any third-party services, and your use of such services is governed by their own terms and policies.

11. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, or availability. Lodecrest Capital does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

12. Limitation of Liability

To the fullest extent permitted by applicable law, Lodecrest Capital, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising out of or related to your use of or inability to use the Service, even if advised of the possibility of such damages. Our total aggregate liability for any claim arising from these Terms or the Service shall not exceed the amount you paid, if any, to Lodecrest Capital in the preceding twelve months.

13. Indemnification

You agree to indemnify and hold harmless Lodecrest Capital and its affiliates, officers, and employees from any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

14. Suspension and Termination

We reserve the right to suspend or terminate your access to the Service at our discretion, with or without notice, including in cases of suspected violation of these Terms, unlawful activity, or risk to the security or integrity of the Service. You may stop using the Service at any time. Provisions that by their nature should survive termination, such as intellectual property, disclaimers, and limitation of liability, will continue to apply.

15. Changes to the Service and Terms

We may modify, suspend, or discontinue any part of the Service at any time. We may also update these Terms from time to time to reflect changes in our practices or for legal, regulatory, or operational reasons. Material changes will be communicated through reasonable means, such as posting an updated version on this page with a revised date. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

16. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Lodecrest Capital operates, without regard to conflict-of-law principles. [Jurisdiction-specific details to be confirmed and inserted by legal counsel.]

17. Dispute Resolution

In the event of a dispute arising out of or relating to these Terms or the Service, the parties agree to first attempt to resolve the matter informally through good-faith negotiation. If a resolution cannot be reached, disputes may be subject to the jurisdiction and procedures specified by applicable law. [To be finalized based on applicable jurisdiction.]

18. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary so that the remaining provisions of these Terms remain in full force and effect.

19. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published by Lodecrest Capital on the Service, constitute the entire agreement between you and Lodecrest Capital regarding your use of the Service, superseding any prior agreements.

20. Contact

If you have any questions regarding these Terms, please reach out via the contact details provided on our Contact page.